Disclaimer
Please read this disclaimer carefully before using LoanEligibility. By accessing and using this website, you acknowledge and agree to the terms outlined below.
Important Notice
LoanEligibility is an independent information platform and is NOT affiliated with any bank, financial institution, government agency, or loan provider. We provide tools and information to help you make informed decisions, but we do not:
Provide loans or financial services
Process loan applications
Guarantee loan approval or eligibility
Provide personalized financial advice
Informational Purpose Only
- LoanEligibility is an information and educational platform providing loan calculators, guides, and resources
- We do NOT provide loans, financial products, or banking services directly
- We are NOT a bank, NBFC, financial institution, or loan provider
- All content is for informational and educational purposes only
- The information should not be considered as financial, legal, or professional advice
Calculator Accuracy
- Our EMI calculators and tools provide estimates based on the inputs you provide
- Actual loan terms, EMI amounts, and interest rates may vary from our calculations
- Results are approximations and should be verified with the respective lender
- We do not guarantee the accuracy, completeness, or reliability of calculator results
- Different banks may use different calculation methods and formulas
- Always confirm final calculations with your bank or financial institution
Interest Rates & Fees
- Interest rates, processing fees, and charges mentioned are indicative and subject to change
- Actual rates depend on various factors including credit score, income, loan amount, and lender policies
- Banks and financial institutions reserve the right to modify rates without prior notice
- We are not responsible for any changes in rates or fees by third-party lenders
- Always verify current rates directly with the lender before applying
Third-Party Links & Services
- Our website contains links to government portals, bank websites, and other third-party sites
- We are not responsible for the content, accuracy, or practices of these external websites
- Linking to external sites does not imply endorsement or recommendation
- Third-party sites have their own terms of service and privacy policies
- We do not control and are not liable for any actions taken on external websites
- Users access third-party sites at their own risk
Government Schemes Information
- Information about government loan schemes is compiled from publicly available sources
- Scheme details, eligibility criteria, and benefits are subject to change by government authorities
- We do not process applications for government schemes
- Eligibility and approval are determined solely by the respective government departments
- Always verify scheme details with official government portals before applying
- We are not affiliated with any government department or agency
No Financial Advice
- We do NOT provide personalized financial, investment, tax, or legal advice
- Content on this website should not be relied upon as professional advice
- Consult with qualified financial advisors, tax professionals, or legal experts for personalized guidance
- We are not responsible for any financial decisions made based on our content
- Each individual's financial situation is unique and requires professional assessment
Eligibility & Approval
- Our eligibility checker provides general guidance only
- Actual loan eligibility and approval are determined by lenders based on their criteria
- Meeting eligibility criteria does not guarantee loan approval
- Lenders may have additional requirements not covered in our tools
- Credit score, income verification, and documentation are assessed by lenders
- We do not influence or guarantee loan approval decisions
Limitation of Liability
- We make reasonable efforts to ensure information accuracy but do not guarantee it
- We are not liable for any errors, omissions, or inaccuracies in the content
- We are not responsible for any financial losses or damages arising from use of our website
- Users assume full responsibility for their financial decisions
- We do not warrant uninterrupted or error-free operation of the website
- Use of this website is at your own risk
Your Responsibilities
As a user of LoanEligibility, you are responsible for:
- Verifying all information with official sources before making financial decisions
- Consulting with qualified financial advisors for personalized advice
- Reading and understanding the terms and conditions of any loan before applying
- Ensuring you can afford loan repayments before borrowing
- Understanding that all financial decisions are made at your own risk
- Checking current interest rates and terms directly with lenders
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on this page. We encourage you to review this disclaimer periodically. Your continued use of the website after any changes constitutes acceptance of the updated disclaimer.
The "Last Updated" date at the top of this page indicates when this disclaimer was last revised.
Questions About This Disclaimer?
If you have any questions or concerns regarding this disclaimer, please contact us at:
Email: info@loaneligibility.in
By using LoanEligibility, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree with any part of this disclaimer, please discontinue use of our website immediately.